ACID FS AFRICA

Who We Are

We are a community-driven digital network built to make everyday financial and essential services simple, secure, and accessible for everyone across Africa. At the heart of our platform is a trusted digital wallet that brings payments, savings, rewards, and essential services together in one seamless experience.

Our purpose is to empower individuals, groups, and communities by giving them real control and value in their daily transactions—without complexity or high costs. By connecting people through a single, reliable network, we help unlock opportunities, strengthen communities, and support everyday life.

One wallet. One network. Real value for everyday life.

About Us

SmartMula Physical Card

Your SmartMula Physical Card gives you full access to your wallet in the real world. Pay, withdraw cash, and shop online or in-store with ease.

Pay Anywhere Tap or swipe at shops and POS terminals nationwide.
Cash Withdrawal Withdraw cash at ATMs, retail outlets, or via EFT.
Scan, Tap & More Pay at the till, order rides, food delivery, or services.
Shop Online Pay securely on any website or e-commerce platform.

Get Your Physical Card

SmartMula Virtual Card

The SmartMula Virtual Card is a fast, secure, and convenient way to pay online. Download it to your smartphone and enjoy card-free payments linked directly to your secure wallet.

Cardless Cash Withdrawal Withdraw cash using your linked phone number at Nedbank & Cash Express ATMs or retail outlets.
Shop Online Pay on any website or app that accepts Mastercard or Visa, including Uber, Mr D, Uber Eats, and Takealot.
Pay with QR Code Scan or share your QR code to pay or get paid instantly—no card required.
Pay Bills & Buy Bundles Pay bills via EFT and purchase electricity, airtime, and data bundles 24/7.

Get Your Virtual Card

Our Free Rewards to you

Free Funeral Policy

Because life is unpredictable, peace of mind matters. As part of your SmartMula membership, you receive FREE Repatriation Cover—ensuring dignity, care, and support when it matters most.

Peace of Mind Care and dignity assured through a free funeral cover for you and immediate family at no additional cost.
Across Southern Africa Free Transportation of the deceased and close family member/s anywhere in South Africa or from South Africa to your chosen final resting place anywhere in Africa.
Everything Included Free removal of the deceased, storage, documentation, transport and coffin covered - no hidden costs.
Family Friendly Add your spouse and up to 4 children for just R50.

SmartMula is a secure, community-driven digital wallet offering payments, rewards, and essential services across Southern Africa.

PRODUCTS & SERVICES

Physical Card

Virtual Card

Repatriation Cover

SUPPORT & COMPANY

Help Centre

FAQs

Terms & Conditions

STAY CONNECTED

info@acid.africa

+2787 109 ACID (2243) OR

+2710 054 6231

+2781 521 1264

No. 95 First Rd, Farmall / Kya Sand

Johannesburg, 2194

FSP JR No: 47615

FSP JR No: 47615

Open Your SmartMula Account

Open Your ACID SmartMula Account

SmartMula Physical Card

SmartMula Virtual Card

Free Funeral Policy